What Clients Say

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R.H.
Dave helped me understand Infinite Banking in plain language. I finally see how cash-value life insurance can give me flexibility and access without locking money away.

T.J.
This was the first time someone explained life insurance as a financial system instead of a product. Dave helped me design something that fits my long-term goals.

S.B.
Dave showed me how life insurance can work alongside my other savings and retirement plans. Having access to capital gives me peace of mind.

M.C.
Dave helped our partners understand what would actually happen to the business if one of us passed away. The buy-sell plan brought clarity and avoided confusion later.

D.P.
We wanted something simple and affordable. Dave guided us through a straightforward buy-sell strategy that protects everyone involved.

K.R.
Dave helped us think through ownership, valuation, and continuity — not just insurance. That bigger-picture approach made all the difference.

J.L.
The buy-sell planning process forced us to have important conversations we had been avoiding. Dave kept everything practical and solution-focused.

A.T.
I never realized how exposed our company was until Dave explained the risk of losing a key employee. The plan we put in place protects the business and our people.

S.W.
Dave helped us structure key-person coverage that made sense financially. It wasn’t about over-insuring — it was about smart protection.

B.N.
Dave connected key-person insurance to our overall business continuity plan, which helped us see the risk more clearly.

C.H.
I kept putting off my will because I didn’t know where to start. Dave guided me step by step and helped me turn intentions into clear instructions.

E.R.
Dave didn’t give legal advice — he helped me think through decisions I hadn’t considered. That made the will-writing process much easier.

J.P.
I thought a will was just paperwork. Dave helped me understand how assets pass and how to avoid confusion for my family.

M.S.
I always thought trusts were only for wealthy families. Dave helped me understand when a trust makes sense and guided me through the process.

K.D.
Dave acted like a quarterback, coordinating the planning and making sure nothing fell through the cracks.

R.L.
Having Dave guide us through the trust process gave us confidence that our wishes will actually be carried out.

❝ Dave helped me see life insurance as a financial system — not just a policy. ❞

— T.J.