My Story - Why I Created Legacy Life Planning
For more than 25 years in the life insurance profession, I’ve watched families who were going through the hardest moments of their lives. A husband gone too soon. A wife who passed unexpectedly. A business owner whose family didn’t know what to do next.
And after delivering the life insurance checks that helped those families stay in their homes, pay off debts, and rebuild their future, I kept seeing the same painful pattern:
Their estate planning was either missing, outdated, or completely disconnected from their life insurance.
Over and over again, families discovered:
• The Will didn’t match the beneficiaries.
• The Trust wasn’t funded properly.
• Bank accounts didn’t have the right POD/TOD designations.
• Oklahoma inheritance laws took over—and not in their favor.
• Assets went to people the deceased never intended.
• Surviving spouses didn’t receive what they thought they would.
• Children were unintentionally disinherited or left with nothing.
I watched families who had done the right thing by buying life insurance still fall into confusion, conflict, and unnecessary legal costs because their estate planning wasn’t aligned with their protection planning.
It bothered me deeply.
I knew families needed more than just insurance.
They needed clarity.
They needed protection.
They needed both sides—legal and financial—working together.
So I made it my mission to fix the problem.
Not being an attorney, I searched the marketplace for a solution that allowed me to guide clients legally and ethically through their estate planning—without the high cost, without the complexity, and without the delays. I wanted something clear, quick, affordable, and easy for families to complete.
That’s when I created something unique:
Legacy Life Planning™
What Is Legacy Life Planning?
Legacy Life Planning™ is a simple, clear, and powerful process designed to protect Oklahoma families by connecting two areas that are almost always disconnected: estate planning and life insurance planning.
Most people have these two parts of their financial life handled separately—an attorney handles the legal documents, and an insurance agent handles the protection planning. But the truth is this:
If your estate plan and your life insurance plan are not aligned, your wishes may not be honored, your family may not receive what you intended, and Oklahoma inheritance laws may decide for you.
Legacy Life Planning™ was created to solve this problem.
It is a two-step system:
1. Complete or Update Your Estate Plan
This includes:
• Will or Trust
• Powers of Attorney
• Medical Directives
• Final arrangements
• Notarization and proper execution
Families get a legal, complete, and understandable plan — without confusion, unnecessary cost, or delay.
2. Align Beneficiaries and Life Insurance
This step ensures:
• Beneficiaries match the Will or Trust
• Bank accounts have POD/TOD designations
• Retirement accounts are updated
• Life insurance aligns with the family's needs
• Income replacement and living benefits are evaluated
• Protection matches the client’s mission and values
Legacy Life Planning™ brings everything together so:
• Your wishes are documented and legally protected
• Your assets go to the right people
• Your family avoids conflict and confusion
• Oklahoma inheritance laws don’t take control
• Your life insurance supports your estate plan
• Your plan works both today and tomorrow
In short, Legacy Life Planning™ is clarity, protection, and peace of mind — all in one coordinated system.
It ensures that nothing is left to chance, nothing is overlooked, and your family is protected in every way that matters.
Questions? Let's talk: It is OK to say "No" at anytime.
🌿 Ready to Protect Your Family?
There is no better time than now to secure your estate and your family’s future.
Let’s take the next step — together.
👉 Book a Meeting with Dave
https://www.dahillagency.com/bookings/talkwithdave#/
I look forward to serving you and helping you gain complete peace of mind.
— Dave Hill
Oklahoma Estate Planning & Life Insurance Advisor
Legacy Life Planning™ – Fees & Payment Information
At Legacy Life Planning™, everything is clear, simple, and transparent — including the fees.
Legacy planning can be a difficult discussion and at any time you can say, "No". You are in control.
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NO-FEE INITIAL MEETING
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During your first meeting, we simply talk through your goals, concerns, and what you want to accomplish.
Your first meeting is always free. There is no obligation and no pressure at any time. We simply explore whether Legacy Life Planning™ is right for you.
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WILL PACKAGE – $650
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Includes:
• Last Will & Testament
• Financial Power of Attorney
• Medical Power of Attorney
• Advance Healthcare Directive
• Final Arrangements Document
• Notarization of all documents
• Guidance and support throughout the process
This package is ideal for individuals and families with smaller estates who want clear, legally binding instructions without the complexity of a Trust.
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TRUST PACKAGE – $1,250
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Includes:
• Revocable Living Trust
• Pour-Over Will
• Financial Power of Attorney
• Medical Power of Attorney
• Advance Healthcare Directive
• Final Arrangements Document
• Notarization of all documents
• Funding guidance instructions
• Beneficiary alignment review
• Comprehensive planning support
A Trust provides the highest level of protection and helps families avoid probate while keeping everything private.
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ACCEPTED PAYMENT METHODS
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An Invoice will be sent to you when you're ready to start.
For your convenience, I accept:
• Zelle
• Venmo
• Credit Cards (Visa, Mastercard, Discover, American Express)
You choose the payment method that works best for you.
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Clear. Simple. Affordable.
Legacy Life Planning™ ensures your wishes are documented, protected, and aligned with your life insurance — giving your family clarity and peace of mind.
